FAQs

Can I apply for a loan despite being unemployed?
Of course you can! At Loans For Unemployed People we specialise in arranging loans for people who are unemployed and need additional monetary assistance urgently.

Will I have to pledge any collateral?
No, there is no need of pledging any collateral against any of our loan services.

How long will I have to wait for an approval?
With us you need not have to wait for more than a few hours for an approval.

Can I apply regardless of my bad credit rating?
Yes, you can apply with us regardless of being tagged with bad credit record such as default, arrear, insolvency or foreclosure. You need not have to get involved in any credit checking procedure when applying for these loans.

How much money can I borrow?
You can borrow an amount ranging up to AU$1,500 upon approval with repayment tenure of one year.

Is there any restriction on the usage of the borrowed money?
No such restriction is put. Once you have gained the approved money, you are free to spend it for almost any purpose.

What if I need additional information?
For additional information, feel free to contact us at any time.

Do not pay any lender or broker an upfront fee to process your loan application.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.